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A Tool for Increasing Black Homeownership

In the blog published by Urban Institute, I presented and analyzed a proposal for scaling homeownership vouchers. The idea is to encourage Housing Choice Vouchers (HCV), now almost exclusively used for rentals, to be used for homeownership. Given their disproportionate share of those holding HCVs, Black households could benefit most from such a policy. I estimate that shifting about one-quarter of existing HCV holders from rent to homeownership as well as one-third of the expected HCV expansion could raise Black homeownership rates from the current 53 percent to 62 percent. See for more detail.


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